STORIES

Thank you to those that have shared their stories.

Rebecca & Palo

Cambridge, MA


What was your absolute biggest challenge prior to pursuing coaching? 


Having neither a plan nor practical tools; dipping into different advice on podcasts etc but not knowing which to employ


How did your situation make you feel? 


chaotic, ungrounded

 


What changed after coaching? 


Working together

 


What specific results can you share? 


Specifically, just having the simple idea that we are a team (after all these years of marriage, we had not really been a team in the financial sense) has been transformative. That meant, for one thing, referring to "our" finances, and having a joint checking account, something I never had wanted.

 


What would you say to somebody on the fence about working with a coach? 


It is really helpful; you can pick up a lot through books and lectures, etc., but it is great to have someone to ask your own peculiar questions.
 

Anything else to add?


I think ultimately you make up the money you spend on coaching by becoming far more financially healthy; and this process entails not simply calculations but a whole philosophy of behavior change. My husband and I found Dan to be very approachable and non-judgmental, no matter how silly or seemingly trivial our questions (often very basic) and no matter how many times we have to re-ask them! Then again, he is also very helpful in urging us to consider the big picture.

Cecile

Belmont, MA


What was your absolute biggest challenge prior to pursuing coaching? 

Living paycheck to paycheck, never having enough to cover monthly expenses without having to borrow more to cover the expenses while trying to get out of debt. I lived in this ugly cycle for more than 20 years!!!


How did your situation make you feel? 

Sick, weak, anxious, trapped, hopeless and helpless in terms of finances

 


What changed after coaching? 

I feel a certain degree of freedom and power and control over my life. I am more hopeful that financial peace is an achievable goal for those who are willing to put in the effort.

 


What specific results can you share? 

About 9 months into the program all my credit cards are paid off! I have closed all my credit cards accounts! I have never been without a credit card in more than 20 years! I have young children and it feels great to have some emergency funds and some buffer savings. My family and I no longer live paycheck to paycheck! I have learned to set up a budget and still learning to stick to the budget. By God's grace and with the coach's continued support and with some discipline on my end, this will become reality.

 


What would you say to somebody on the fence about working with a coach? 

I would say this:  "I can't speak for other coaches since I don't have experience with any other coach but the one I have (Daniel Rakiec) is an excellent coach! In fact I feel blessed to have him as my coach! Financial coaching is about accountability. Having someone to whom you are accountable to for the way you handle your finances will help you more than you can imagine! Financial coaching may not be applicable for everyone but if you are struggling with your finances; If you are deep in debt and want to get out but find yourself unable to do so; if you are feeling anxious and unhappy about your financial situation, etc...I challenge you to try financial coaching for at least 1 year. I strongly recommend Daniel Rakiec. He is patient, understanding and competent. He will sit with you, listen to you and help you set up a budget and bring clarity to your financial situation. Daniel Rakiec loves his job! He loves helping people! The bulk of the success and speed of success will depend on your willingness to apply his recommendations. He will definitely guide you in the right direction to achieve your financial goals and the rest is up to you" 

Anything else to add?

For those who want to pursue true financial freedom, I strongly recommend that you pursue Financial Peace University (FPU) in addition to hiring a Financial coach. The money you have to pay is nothing compared to the outcome you receive. I took FPU classes in 2018 but it wasn't enough to help me get out of debt and stop living paycheck to paycheck. Having a Financial coach made the difference for me. FPU will help you learn about the baby steps and get the big picture that Dave Ramsey's program is all about. But having a Financial coach adds the element of accountability which is very helpful for people like me.

 

Darcie & Christian

Dedham, MA


What was your absolute biggest challenge prior to pursuing coaching? 

Having a financial vision, budgeting, regular check-in practices


How did your situation make you feel? 

Frustrated, anxious, worried, afraid, spinning wheels in the mud

 


What changed after coaching? 

Clarity, accountability, peace and direction

 


What specific results can you share? 

On a practical note of the Baby Steps, we have zero debt and a fully-funded emergency fund! On a more personal level, our finances have become a tool that we use together instead of a wedge in our relationship.

 


What would you say to somebody on the fence about working with a coach? 

A coach is able to come into your mess and guide you through your challenges. He gives perspective and accountability. He is able to tailor a plan to your specific circumstances. It's like having a personal trainer for your money! 

 

 

David

Canton, MA


What was your absolute biggest challenge prior to pursuing coaching? 

 

Not having a guide to call out specifics with my journey.
 


What changed after coaching? 

A desire to help others as I have been helped. My own desire to become a coach too.

 


What specific results can you share? 

My budget and my focus are now on track, I'm in the rhythm of doing a budget and giving monthly.


What would you say to somebody on the fence about working with a coach? 

Just do it, it is wise. It's always easier to help someone else than yourself, and they can see you from the outside looking in, instead of the inside looking out. 

Anything else to add?

Daniel is great to work with, and has amazing IQ and EQ. He's been down this road, and he helped me keep on task and on point, focused and not finished.

Rafael & Fabiane

Burlington, MA


What was your absolute biggest challenge prior to pursuing coaching? 

Lack of financial visibility and a plan for my future.

 


How did your situation make you feel? 

Uncertainty about the future
 


What changed after coaching? 

We designed a good plan following the FPU principles and recommendations.


What specific results can you share? 

Better control of my income based on monthly budget control; I have a clean plan to achieve my long term financial goals.


What would you say to somebody on the fence about working with a coach? 

It can help you design a plan for you future and help you stay in control of your finance.

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